Inflation affects more than just your grocery bill—it can quietly erode your investment returns over time. When prices rise, every dollar you earn buys less, meaning your real (after-inflation) returns can shrink even if your investments are performing well on paper. For long-term investors, understanding inflation’s effects—and how to counter them—is essential for preserving purchasing power and growing wealth. When inflation rises, fixed-income investments like bonds often feel the biggest… Read More
Investments
Sustainable Investing: Aligning Profits with Purpose
In recent years, investors have increasingly sought to align their portfolios with their values through sustainable or ESG (Environmental, Social, and Governance) investing. Rather than focusing solely on financial returns, ESG strategies consider a company’s impact on the environment, its treatment of employees, and the ethics of its leadership. The result? Investments that aim to deliver both profit and positive impact. Sustainable investing has moved from niche to mainstream. Major… Read More
Capital Gains Exemption
Disclaimer… blogs are supposed to be neutral, and the writer should focus on the facts and nothing but the facts. I need to get something off my chest so I will deviate from the norm and give what has now become a popular opinion. The new 2024 capital gains tax was introduced as a mechanism of taxing the rich and we were told the common Canadian will remain unaffected. Now… Read More



